Also, I have a few minor resources to share with any writers who are interested. Since blogs aren't set up for downloading files directly (and I could probably set up a link to remotely download the files, but I'd be forever tweaking it) just visit my public E-Snips folder, Writers Helps. Everything there is free.
There is a sample of one of Holly Lisle's books, the Create a Plot Clinic; as I already mentioned, I have become an affiliate of her shop. In this case, you don't have to rely on my judgment (and writers are different, so even a book I found helpful might not be for you). Download the sample and look it over. If it doesn't look helpful, all you'll have wasted was a bit of time reading. If you do find it helpful, pass the sample along to a friend once you get the full copy.
There is also a character creation checklist I made up a while ago. If you use that kind of thing, it might help you. It is free, and you can make as many copies as you like for yourself; all I ask, if you want to share, is that you point your friends to the Writers Helps folder. There is also a PDF for a very experimental form of manuscript paper I designed. That probably won't be right for many of you, but if it is, enjoy it!